Regulatory Compliance Consulting Firm

Who We Are

Fredric Marro, Esq.

President

Westmont’s founder and President, Fredric Marro, Esq., has over 35 years of broad based industry experience. This includes executive legal positions with Life and Health and Property and Casualty insurance companies, as well as a strong background in legal and regulatory work. Rounding out this experience have been responsibilities as a commercial underwriter and in excess and surplus lines brokerage.

Mr. Marro’s positions have included transition chief to a newly-elected insurance commissioner and corporate counsel for a multinational, billion dollar insurance company holding company. In the latter capacity, Mr. Marro was responsible for insurance regulatory corporate law, claims, litigation and mergers and acquisitions. He has also served as Deputy Receiver for Consumers United Insurance Company (in liquidation), Manhattan Re in Rehabilitation and as acting General Counsel and Deputy Receiver for National Heritage Life Insurance Company (in liquidation), the nation’s largest insolvency of a life insurer due to fraud.

Mr. Marro continues to serve as the Claims Monitor for the Arrowood Insurance (formerly Royal) Companies runoff on behalf of the Delaware Insurance Department.

Mr. Marro earned his undergraduate degree from Manhattan College and his law degree from Seton Hall University School of Law. He is a member of the American Bar Association, New Jersey Bar Association, Camden County Bar Association, Washington D.C. Bar Association, the Federation of Regulatory Counsel and the Federation of Insurance and Corporate Counsel. He is also a member of the International Association of Insurance Receivers and an associate member of the Society of Financial Examiners. Mr. Marro currently serves on the Board of Trustees for his alma mater, Manhattan College.

Nancy Stepanski

Executive Vice President and Chief Operating Officer

Nancy Stepanski, Executive Vice President and Chief Operating Officer, is responsible for all insurance regulatory matters, including company licensing, state filings, redomestications, name changes, compliance issues and market conduct examinations. Additionally, she oversees product development and corporate risk management programs. Ms. Stepanski has led Westmont’s insurance regulatory staff for over 25 years and possesses over 35 years of regulatory experience.

Immediately prior to joining Westmont, she served in the Government and Industry Relations Department at Reliance Insurance Company. Her responsibilities included managing the staff responsible for property and casualty state filings on a nationwide basis, coordinating responses to state inquiries and filing submissions among profit centers, processing bureau affiliations, performing government relations, managing all company licensing functions, creating and maintaining regulatory reference manuals and documents and representing corporate interests at NAIC meetings. In a previous position, Ms. Stepanski was the Vice President of Regulatory Compliance for an international insurance group and was responsible for all regulatory matters, as well as product development and risk management.

A magna cum laude graduate of Misericordia University, Ms. Stepanski is a member of the Association of Insurance Compliance Professionals, an associate member of the Society of Financial Examiners and a member of Kappa Gamma PI.

Liane C. Birchler

Vice President

Liane C. Birchler has performed company licensing, name change and redomestication functions at Westmont for more than 20 years. Ms. Birchler manages the company licensing staff. Her responsibilities include the preparation, processing and monitoring of company admission and amendment applications including line of authority, name change and redomestication applications. Ms. Birchler also assists with company formations and corporate functions. She has experience with licensing/approval projects for stock, mutual, reciprocal and surplus lines companies.   Ms. Birchler is a graduate of The College of New Jersey.

Wesley G. Pohler, Jr.

Vice President

Wesley G. Pohler, Jr. manages and directs the state filing functions for property and casualty client companies.  Mr. Pohler possesses in excess of 17 years of experience with Westmont. He also assists with various projects including risk purchasing group formations and registrations, retrieving competitor filings/data from the various departments of insurance, and other regulatory/compliance issues.  A cum laude graduate of Rutgers University, Mr. Pohler is also a member of the Association of Insurance Compliance Professionals and graduated from Rutgers University School of Law.

Logan Marro

Assistant Vice President

Logan Marro is Vice President of Westmont Insurance Services, a subsidiary of Westmont Associates, Inc. and is Assistant Vice President of Westmont Associates, Inc. He is responsible for leading the administration of the producer licensing and related services provided by Westmont. His duties also include project management, client relations and legal research. Logan maintains producer licenses in a number of states. Prior to joining the Westmont team, Logan was an Assistant Vice President at Marsh USA, Inc. in the Marine Cargo practice located in the New York City office. Logan also led the New York Cargo Chemical Industry Practice Team. He was the senior broker on multinational accounts spanning various industries including media and technology, manufacturing, life science and retail. Logan is currently a J.D. candidate at Temple University Beasley School of Law in Philadelphia, PA. He graduated from Trinity College – Hartford, Ct. with a B.A. in Political Science and minor in Mandarin Chinese. At Trinity he was also captain of the rowing team.

Darcy Lebau, Esq.

Darcy Lebau joined the firm after more than 17 years in the private practice of law. Her practice had most recently focused on the representation of businesses and individuals primarily in matters involving insurance insolvency, reinsurance, third party liability, and construction. Since joining the firm, Ms. Lebau has been responsible for all life and health compliance and filings.

Ms. Lebau concentrates her efforts on life, accident and health products along with holding company issues. She leads a team of attorneys which supports all facets of insurance compliance issues including MGA, TPA and Health Utilization Review licensing and compliance.

Ms. Lebau is admitted to practice in the Supreme Court of Pennsylvania, Supreme Court of New Jersey, United States District Court for the Eastern District of Pennsylvania, and the United States District Court for the District of New Jersey. Ms. Lebau received her undergraduate degree from Princeton University, her master’s degree from Temple University, and her law degree from the University of Illinois College of Law. She is a member of the Bar Associations of Pennsylvania, Philadelphia, New Jersey, and Camden County.

Scott Riley, Esq.

Scott C. Riley has over 30 years of broad based experience in the insurance industry including regulatory and compliance issues, claims and reinsurance litigation issues and the runoff and liquidation of insurance companies. Mr. Riley received his undergraduate degree Magna Cum Laude from Seton Hall University and his Juris Doctor from Seton Hall University School of Law.

Prior to joining Westmont Associates, Inc., Mr. Riley served as U.S. General Counsel to the KWELM Management Services Group which was responsible for the runoff of one of the largest property and casualty insolvencies in the world. He was involved in the day to day operation of the Schemes of Arrangement as well as the resolution of direct claims against the Estates and reinsurance recoveries. Prior to KWELM he was Counsel to the CIGNA Companies and Assistant Vice-President to the Consolidated Insurance Group. His responsibilities in these positions included the drafting and negotiation of agency, TPA and MGA agreements, the drafting of policy forms and wordings, regulatory compliance, the drafting of reinsurance treaties and the management of claims and reinsurance litigation involving credit insurance, asbestos, products, manufacturing, lead and pollution exposures.

John (Jack) Chaskey

Senior Regulatory Affairs Specialist

John Chaskey joined Westmont with over 30 years of experience in the insurance industry. Most recently, Mr. Chaskey was a Supervising Examiner for the New York Department of Financial Services (“NYDFS”), Consumer Services and Licensing Services Bureau. As part of this position, he served in the New York Investigations Section of the Consumer Services Bureau, where he analyzed, trended and reviewed the market conduct of agents, brokers and adjusters for all lines of insurance, and he investigated applicants and newly appointed insurance company officers and directors. His past experience also includes working as complaint examiner, with an emphasis on insurance company market conduct in all lines of insurance. While at the NYDFS he participated in many National Association of Insurance Commissioners’ initiatives including chair of the Producer Licensing Working Group, the Complaint Handling Working Group, and as a board advisor for the National Insurance Producer Registry.

Mr. Chaskey currently holds the designations of C.P.C.U. through the American Property and Liability Institute and C.I.E from the Insurance Regulatory Examiners Society. He received his BBA in accounting from Siena College in Albany, New York.   Jack is a member of the Securities and Insurance Licensing Association and the Insurance Regulatory Examiners Society.

Deborah L. Stone, FCAS, MAAA

Deborah Stone has over 30 years of insurance and actuarial experience. Most recently, Ms. Stone served as the Director of Financial Regulation with the New Hampshire Insurance Department. In this role, she managed the Financial Regulation division of the Insurance Department, including oversight and direction of the Financial Analysis & Financial Examinations teams. The Financial Regulation division acts to ensure solvency of New Hampshire insurers, to license New Hampshire insurers and to oversee major financial transactions involving New Hampshire insurers. Prior to this position, Ms. Stone served as Actuary and Director of Market Regulation with the Department.

Previously, Ms. Stone was Vice President and Chief Actuary at Riverstone Resources, LLC where Ms. Stone was responsible for all actuarial functions for a run-off insurance company, primarily encompassing reserving, claim modeling, financial analysis & reporting (regulatory and management) and participation in due diligence processes looking for acquisition targets.

Ms. Stone was also the Vice President and Chief Operating Actuary at Allianz Global Risks US where she was responsible for reserving and pricing/profitability/risk analyses for the approximately $750MM company, managing a staff of six. Ms. Stone held the positions of Finance Director, Regional Actuary and later Underwriting Director and Small Business Executive at Fireman’s Fund Insurance Company.

Previous positions include Principal Actuary with Williams M. Mercer, Incorporated and Actuary with the Hanover Insurance Companies. Senior Actuarial Analyst with The Netherlands Insurance Companies, Actuarial Assistant/Senior Actuarial Assistant with New Hampshire Insurance Group, Operations Research Analyst/Senior Analyst with Exxon Corporation and Outside Plant Engineer with New England Telephone.

Ms. Stone earned her Bachelor of Science degree from the University of New Hampshire and attended The Wharton School, University of Pennsylvania. She is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.  Ms. Stone serves as the Chair of American Mensa.

John J. (Jack) Schreppler II, Esq.

Jack Schreppler has been a member of the Delaware Bar for 35 years.  Prior to joining Westmont in 2016, he most recently served as Vice President, General Counsel and Assistant Secretary of Artesian Resources Corporation, a publicly traded holding company with operating subsidiaries in the public utility sector.  Before his service at Artesian Jack was engaged in the private practice of law in Delaware for 20 years, concentrating his practice on insurance regulatory law.  He served as Delaware counsel to the Health Insurance Association of America.  Jack has represented insurers before the Delaware Insurance Department, the Delaware Court of Chancery and in the Delaware General Assembly where he authored and secured adoption of numerous pieces of legislation.

A native Delawarean, Jack received a bachelor’s degree in history from Princeton University and a doctor of jurisprudence degree from the Vanderbilt University School of Law.  Through the Office of the Child Advocate, Jack has served in Family Court as a pro bono attorney guardian ad litem, representing children who are in state custody because of abuse or neglect.

Joseph Keller, Esq.

Joseph Keller joined Westmont and its affiliated law firm in 2016 as Associate Counsel.   Mr. Keller performs a number of integral services in the fields of product development, compliance, and legal research. Joe joins us after starting his career at a commercial litigation and bankruptcy firm.  He is a graduate of Temple University’s Beasley School of Law and is also a graduate of Immaculata University with a Bachelor of Arts in Political Science.  While at Immaculata, Joe was a member of the Men’s Varsity Lacrosse Team.  Mr. Keller is a member of the New Jersey and Pennsylvania Bar Associations.

James R. Neidermyer, FCAS, MAAA

James R. Neidermyer, FCAS, MAAA has more than 45 years of property and casualty actuarial experience. Prior to joining Westmont Associates, Inc., Mr. Neidermyer served as Vice President and Chief Property/Casualty Actuary at INS Consultants, Inc. having done extensive work in loss reserve reviews of various types and sizes of property/casualty insurance companies. He was also involved in reviewing rate filings. He was Senior Vice President at the Reliance Insurance Companies prior to his joining INS in 1988.

Mr. Neidermyer graduated from the Millersville University in 1967. He was awarded Fellowship in the Casualty Actuarial Society in 1978. He is also a member of the American Academy of Actuaries.

Angelique Goudeaux

Senior Company Licensing Specialist

Angelique Goudeaux performs company licensing and state filings services. She has over 25 years of experience dealing with various aspects of property and casualty insurance and has experience working with companies on multinational filing projects. As part of her company licensing responsibility, Ms. Goudeaux’s experience includes, but is not limited to, preparing primary and amendment applications for Certificates of Authority, name change and redomestication applications. She also forms and registers risk purchasing groups. Her experience includes compiling, submitting and managing all phases of commercial and personal lines filings, from preparation of state filing forms to tracking submissions and negotiating approvals. She spent a portion of her career focusing on credit insurance industry research including analyzing credit-related regulatory issues, developing products, revising forms and rates, and handling submission concerns from insurance department personnel. Ms. Goudeaux is a graduate of the University of Delaware.

Casey O’Donnell

Project Manager, Company and TPA Licensing

Casey O’Donnell is a Senior Company Licensing Analyst for Westmont and is responsible for applications for admission and line amendment as well as name change and redomestication support. Her responsibilities include TPA licensure and renewals. Ms. O’Donnell has 10 years of company licensing experience. She graduated from Rutgers University with a Bachelor of Arts degree in Psychology.

Sherri Penn

Managing Director of State Filings

Sherri Penn is a Project Manager in the Property and Casualty State Filings Group and possesses in excess of 11 years of experience. She is responsible for property and casualty form and rate filings research and compliance matters. Ms. Penn began working at Westmont after graduating from the University of Delaware with a degree in Business Management. She is a member of the Association of Insurance Compliance professionals.

Meghan Smart

Senior Analyst

Meghan Smart performs property and casualty state filing functions and RPG renewals. She joined Westmont upon graduation from Siena College with a degree in Marketing/Management. She is responsible for preparing form and rate submissions and assisting in all property and casualty support functions. Ms. Smart possesses in excess of 10 years of experience and is a member of the Association of Insurance Compliance Professionals. She currently maintains an active property and casualty insurance producer license.

Caitlin Catania

Licensing Associate

Caitlin Catania is a Licensing Associate for Westmont Associates.  Ms. Catania handles producer licensing matters and assists both the state filings and the company licensing departments by performing various functions. She also has responsibility for RPG renewals.  She graduated Magna Cum Laude from Rowan University with a degree in Law/Justice. Caitlin is a member of the Securities and Insurance Licensing Association.

Erin Burke, AINS

State Filings and Licensing Analyst

Erin Burke is a Junior Analyst and Licensing Associate for Westmont Associates, Inc. Ms. Burke’s primary responsibilities include working in the property and casualty division of state filings. There she assists in all support functions of form and rate submissions. She is also responsible for individual and business entity adjuster licensing where she is in charge of initial licensing and renewals. She personally maintains an active property and casualty insurance producer license. Ms. Burke is a graduate of Colorado Technical University with a Bachelor of Science degree in Criminal Justice and is a proud United States Air Force veteran. She is currently a member of the Association of Insurance Compliance Professionals (AICP) and the Society of Insurance Licensing Administrators (SILA).

Robert Bruns

Robert E. Bruns joined Westmont with more than 40 years of underwriting and management experience in the property and casualty insurance industry primarily in the personal lines area. Mr. Bruns supports our property and casualty clients.   Prior to joining Westmont Associates, Inc., Mr. Bruns served as Vice President of the Personal Lines Underwriting Division of Reliance Insurance Company and, more recently, as Senior Operations Director for AIG Marketing, Inc. He was responsible for the training and development of operations personnel and the resolution of consumer complaints.

Mr. Bruns graduated from the C. E. School of Commerce in Omaha, Nebraska. He was awarded the Chartered Property Casualty Underwriter designation by the American Institute for Property and Liability Underwriters and an Associate in Research and Planning designation from the Insurance Institute of America.

Terry Craig

Terry Craig is a CPA with extensive experience in financial management and operations of financial institutions. He began his career with the North Carolina Department of Insurance in 1975 as an Insurance Examiner and conducted numerous examinations of Life & Health, Property & Casualty, Title & Mortgage and Captive insurance companies. In 1977, he joined Ernst & Ernst (now Ernst & Young), in their Raleigh, N.C. office specializing in audits and management consulting for their insurance clients. His clients at E&Y included Occidental Life Insurance Company, Occidental Fire & Casualty Insurance Company, Pennisular Life Insurance Company, Pennisular Fire & Casualty Insurance Company, GE Mortgage Insurance Company, Medical Mutual Insurance Company, Lawyers Mutual Insurance Company, Investors Title Insurance Company, North Carolina Reinsurance Facility, North Carolina Rate Bureau, Durham Life Insurance Company, State Capital Insurance Company, North Carolina Mutual Insurance Company and Bankers & Shippers Insurance Company. Mr. Craig joined Durham Corporation, a publicly-held insurance, broadcasting and real estate holding corporation, as Vice President of Internal Audit. In 1983, Mr. Craig was transferred to State Capital Insurance Company where he was Senior Vice President in charge of company operations. In 1986, he formed Craig & Associates, an insurance management consulting firm specializing in financial, reinsurance and systems operations including services related to the formation, rehabilitation, and liquidation of insurance companies. He works with several insurance departments handling the administration of insolvent insurers and assists clients with proforma development and insurance department requirements.

Forest (Buzzy) Hughes

Forest Hughes is a Senior Claims Consultant for Westmont Associates. He has almost 50 years of experience working in the insurance industry. Prior to joining Westmont he served in various executive capacities for several insurance companies and claims management organizations specializing in commercial insurance, primarily workers compensation. Along with experience as a national claims manager for a number of run-off operations, Buzzy also has extensive experience running various insurance programs, non-profit programs, insurance operations for trade associations and claims departments of MGA’s and TPA’s.

Richard Liersaph

Richard Liersaph is a Claims Professional with national claims, risk management, and leadership experience. He has over 40 years of insurance industry experience including being Claims Director for Arrowpoint Capital (formerly Royal, USA) Richard has in-depth expertise in workers compensation claim cost containment, improving customer satisfaction and risk management service program performance/results, and building long term, constructive and mutually profitable relationships.

Mr. Liersaph has unique expertise/knowledge in delivering claims services to a broad spectrum of insured and self-insured customers countrywide. He has proven ability in effectively leading and teaming with business partners to evaluate/agree upon loss exposures, best disposition options, and successfully executing a cost-effective claim resolution strategy. Richard has experience building and leading highly effective teams to attain customer service, claim cost, productivity, and expense budget objectives. He has an extensive background in customizing systems, implementing data quality controls and designing report formats based on internal performance targets and business partner needs and performance benchmarks.

Charles A. Markus, Esq.

Charles A. Markus has over 22 years of experience in the insurance industry including regulatory/compliance issues regarding agency, claims, privacy, sales, TPA, underwriting and company licensing and management of corporate insurance litigation. Mr. Markus has an undergraduate degree from Louisiana State University and his law degree from Widener University School of Law. He is a member of the New Jersey and Pennsylvania Bars.

Prior to joining Westmont Associates, Inc. Mr. Markus served as Corporate Counsel and Chief Privacy Officer with United National Group and Corporate Counsel with Reliance Insurance Company. His responsibilities in these positions included the drafting and negotiating of agency, TPA and reinsurance agreements, the development and implementation of privacy policies to assure compliance with GLB privacy requirements and management of corporate litigation.

Randall (Randy) C. Mims

Randall C. Mims works with a variety of entities within the insurance industry to improve their business practices and to increase net profit.  Mr. Mims was formerly a Senior Vice President at Aon Re where he led reinsurance placements of over $500 million in annual ceded premium.  He worked with a wide range of companies to optimize their reinsurance purchases including excess and surplus lines and admitted insurers of varying types and sizes.  Fifteen years of brokering all lines provided Randy with a unique perspective which has proven to be extremely valuable to his clients and those of Westmont.

Mr. Mims was Assistant Vice President at Sullivan Payne Company prior to joining Aon Re.  He began his experience as a home office field management underwriter at Reliance Insurance Company, where he was provided a strong foundation in Property/Casualty underwriting principles.  This skill set has been invaluable in understanding clients’ businesses and developing solutions to address specific needs.

John E. Phillips

John E. Phillips joined Westmont with more than 35 years of underwriting and management experience in the property and casualty insurance industry primarily in the personal lines area.  He is supporting our property and casualty clients and assists companies with market conduct compliance issues and clients’ development projects. Prior to joining Westmont Associates, Inc., Mr. Phillips served as Underwriting Manager in the Personal Lines Underwriting Division of CIGNA Corporation and, more recently, as Director of Underwriting Operations for AIG Marketing, Inc. where he was responsible for the underwriting support of sales and customer service in AIG’s five national call centers and the management of the in-force book of business for profitability and rate integrity. Additionally, he and the home office underwriting staff assisted the Legal and Compliance departments in responding to market conduct inquires.

Mr. Phillips graduated with a BA in History from the University of Delaware. He also earned a MBA in Finance from Widener University.

J. Scott Rodeghiero

Scott Rodeghiero has over 45 years of claims technical, operational, and senior management experience. He has served as Chief Claims Officer of four companies: Mead Re – Dayton, OH; John Hancock – Boston, MA; Colonial Penn – Valley Forge, PA; KWELM/KMS – London, England. He was the Senior Manager, Claims Division at Ernst & Young – New York, New York – Senior Manager, Claims Division.

Mr. Rodeghiero contributes his extensive technical and management experience in Primary, Commercial, Excess and Surplus, Reinsurance, Insolvency and London Market claim practices to Westmont clients. He has performed over 450 field claim reviews. His areas of expertise include asbestos, pollution, worker’s compensation, products liability, medical malpractice, auto, general liability and property.

Sarah Moore

Junior Analyst

Sarah Moore, Junior Analyst, Special Projects assists Westmont Associates, Inc.’s senior staff. Ms. Moore’s responsibilities are primarily in the agency licensing and company licensing departments, where she assists in submitting initial applications and renewals.  She also manages special projects for senior staff.  Sarah graduated Magna Cum Laude from Manhattan College with a Bachelor of Science degree in Exercise Science, with a concentration in Pre-Physical Therapy. At Manhattan, Sarah was a captain on the Women’s Track & Field team. Prior to joining Westmont Ms. Moore was an Assistant of Oral Surgery in Westchester, NY.

Christina M. Pancrazio

Junior Analyst

Christina Pancrazio is a Junior Licensing Analyst for Westmont and supports the producer and company licensing groups. She also has responsibility for Risk Purchasing Group renewals. Christina previously worked in the banking industry at 1st Colonial Community Bank where she was responsible for banking operations such as Levies and Liens as well as compliance with Federal and State Banking laws and regulations.

Katie Lenguadoro 

Junior Analyst

Katie Lenguadoro is a Junior Analyst for Westmont. She supports the producer licensing group at Westmont by assisting in the initial applications and renewal of licenses. She graduated from The Catholic University of America with a Bachelor of Arts degree in Psychology with a minor in Early Childhood Education. Katie previously worked as an Associate Therapist for Little Leaves Behavioral Services where she worked one on one with children with autism.

Celebrating 20 Years of Continued Excellence

Westmont Associates, Inc.

Celebrating 20 Years of Continued Excellence

Westmont Associates, Inc.


CONTACT

1763 Marlton Pike East, #200
Cherry Hill, NJ 08003
Phone: 856-216-0220
Email: nancy@westmontlaw.com